Who We Help
MissingSurplus serves former property owners and their authorized representatives — not creditors, lenders or institutional claimants.
MissingSurplus focuses exclusively on potential surplus claims involving former property owners and their legal representatives. We do not purchase or service creditor claims, junior lienholder claims, or judgment creditor claims.
Former Property Owners
If you previously owned a property that was sold through foreclosure, tax sale or another qualifying sale process, surplus funds may remain after required obligations are paid. MissingSurplus helps you identify potential surplus and understand your options.
- Identify potential surplus from your former property sale
- Verify the official source and current status
- Understand documentation you may need
- Review available recovery paths
Estates & Heirs
When a deceased former property owner was entitled to surplus funds, their legal heirs or estate representatives may have a claim. These matters often involve probate, estate administration or heirship issues that require careful handling.
- Evaluate estate and heir surplus claims
- Identify probate or administration requirements
- Coordinate with appropriate legal counsel
- Navigate complex family or beneficiary situations
Authorized Representatives
Attorneys, executors, administrators, guardians, trustees and other properly authorized representatives may act on behalf of a former property owner or estate. All authority is subject to appropriate verification.
- Submit claims on behalf of eligible former owners
- Provide required documentation of authority
- Coordinate with MissingSurplus through the evaluation process
- Ensure compliance with applicable representation rules
Important Note on Eligibility
Not every former property owner is entitled to surplus funds. Eligibility depends on applicable law, the specific sale process, competing claims, lien priority, and other factors. MissingSurplus evaluates each matter individually and does not guarantee entitlement. All claims are subject to verification.